House Staff Benefits

Medical Coverage:
Effective from date of hire: St. John Smart Plan, St. John Smart Plan PPO, Medical Opt-Out (cash back). A premium contribution is required (flat amount). 

Dental Coverage:
Effective the first of the month following three (3) months employment: Delta DPO Plus Plan, No coverage. 5% premium contribution required.

Vision Coverage:
Effective the first of the month following three (3) months employment: Superior Vision Plan, No coverage. Coverage is 100% contributory.

Associate Life Insurance:
Effective the first of the month following three (3) months employment. Core coverage equal to 1 x base pay paid by Providence. Options include base pay with a partial credit back or options to buy up to 2x, 3x or 4x annual base pay.

Family Life Insurance:
Effective the first of the month following three (3) months employment. Coverage for spouse and child(ren) is available in amounts between $10,000-$50,000 for spouse and between $2,5000-$10,000 for children. Coverage is 100% contributory.

Group Legal Plan: 
Effective the first of the month following three (3) months employment. Legal services are available through group plan for associates and dependents. Coverage is 100% contributory. 

Adoption Expense Reimbursement: 
Eligible the first of the month following three months service. Up to $2,500 may be reimbursed for court approved adoption expenses at finalization of adoption.

Business Travel/Accident Insurance: 
Eligible date of hire. Coverage up to $300,000 for loss of life or dismemberment while traveling on Providence business.

Paid Sick Time: 
Eligible from date of hire. 480 hours of sick time are assigned each calendar year. This is equivalent to 90 days or 3 months at full pay.

Short Term Disability: 
Benefit based on 60% of your salary and coordinates with paid sick hours to provide income protection during the 180 day waiting period for Long Term Disability benefits.

Providence Long Term Disability Policy: 
Effective the first of the month following 6 months. Eligible for 60% of your salary to a maximum of $2,500/mo. No offsets for Social Security, Worker's Compensation or Pension. Supplemental/optional coverage is available. Plan is portable upon termination of employment.

Personal Days: 
Eligible from date of hire. 3 days (24 hrs) from sick bank may be used for personal absence yearly.

Vacation: 
Three (3) weeks of paid vacation per contract year. All vacation time must be scheduled with the Program Director and the chief resident.

Leaves of Absence: 
An authorized leave of more than 3 working days. The written request must be submitted to the Program Director for approval and to Medical Education for signature and appropriate processing.

For more benefit details, please refer to THE ASCENSION PROVIDENCE HOSPITAL AND MEDICAL CENTERS HOUSE STAFF MANUAL. A copy can be obtained through the Graduate Medical Education office.
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